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This month, we're returning $32 MILLION to our customers in patronage dividends! That’s over $465 million returned since 2001. 

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Land Loans

Land Loans

Because we specialize in rural properties, our land loans are unique from other lenders and offer added flexibility. We offer long-term, fixed rate loans with no obligation to build within a certain time frame, no land survey requirement (unless title insurance exception) and best of all, Farm Credit is exempt from recordation tax, which means you save money on closing costs. Farm Credit land loans are a win-win!

  • Home sites
  • Bare land
  • Farmland
  • Timberland
  • Hunting tracts
  • Land improvements
  • And more!

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Dreaming of wide open spaces?

If you're interested in bare land, we offer loans with the following features:

  • Competitively priced, fixed and variable rates
  • Flexible terms and payment schedules
  • No maximum acreage limitations
  • Flexibility if you want to use it for residential purposes

Considering construction? 

If you're looking to buy land to build your dream home on, we also offer lot loans with some of the following features:

  • Competitively priced, fixed and variable rates
  • No maximum loan amount
  • No maximum acreage limitation
  • Acceptance of manufactured housing
  • One-time closing for both land and construction loans

Before you start your application, let's get to know each other.